This is good enough to quote as an Osophy:

When most people say they want to be a millionaire, what they really mean is “I want to spend a million dollars,” which is literally the opposite of being a millionaire.

Morgan Housel, Motley Fool

Saving and investing intelligently make you wealthy, not spending.  I know—seems obvious—but that’s not how most people act.

via Quote of the Week • Systematic Relative Strength • Dorsey Wright Money Management Systematic Relative Strength.